- Get the American Express Blue Cash card.
- Charge everything that’s chargeable.
- Never pay a dime in finance charges (because you’re not an idiot and you pay on time).
Screw frequent-flier miles or opaque “points” systems. Free money every April without having to think about it or do anything is awesome.
It’s even more awesome because I always forget that it’s coming, then I see this big credit on my account. It’s like finding $20 in the pocket of a jacket you haven’t worn in months. But a lot bigger.